Prime Time Solutions Inc.
Terms of Use
Effective Date: July 24, 2026
Welcome to the Prime Time Solutions, Inc. website and related services. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use this website.
1. About Prime Time Solutions
Prime Time Solutions, Inc. is an independent insurance agency owned and operated by Aaron Richard, President.
We provide education, guidance, and enrollment assistance for Medicare-related insurance products and other insurance products offered by licensed insurance companies.
Prime Time Solutions is not affiliated with or endorsed by the U.S. Government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).
2. Educational Information Only
Information provided on this website is intended for general educational purposes.
It should not be considered legal, tax, financial, or medical advice.
Insurance benefits, premiums, provider networks, formularies, and plan availability change periodically and vary by location.
Official plan documents issued by the insurance carrier govern all coverage decisions.
3. No Guarantee of Coverage
Submitting information through this website does not:
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Guarantee enrollment
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Guarantee eligibility
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Guarantee acceptance by any insurance company
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Create insurance coverage
Coverage becomes effective only after approval by the insurance carrier and satisfaction of all applicable enrollment requirements.
4. Independent Insurance Agency
Prime Time Solutions represents multiple insurance companies.
Recommendations are based on available plans, client needs, eligibility, and applicable regulations.
Not every plan available in your area may be represented.
For information regarding all Medicare options available in your area, please visit Medicare.gov or call 1-800-MEDICARE.
5. Client Responsibilities
By using our services, you agree to:
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Provide accurate and complete information.
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Notify us of changes that may affect your coverage.
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Review your insurance documents carefully.
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Contact us if you believe any information submitted is inaccurate.
6. Privacy
Your use of this website is also governed by our Privacy Policy.
Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
7. Intellectual Property
All content on this website—including text, graphics, logos, photographs, videos, and educational materials—is the property of Prime Time Solutions, Inc. unless otherwise noted.
Content may not be copied, reproduced, distributed, or modified without prior written permission.
8. Third-Party Websites
This website may contain links to insurance carriers, government agencies, or other third-party websites.
Prime Time Solutions is not responsible for the content, privacy practices, or availability of those websites.
9. Limitation of Liability
Prime Time Solutions strives to provide accurate and current information.
However, we do not warrant that all information is complete, accurate, or current at all times.
To the fullest extent permitted by law, Prime Time Solutions shall not be liable for any damages arising from:
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Use of this website
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Reliance on website information
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Temporary website interruptions
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Third-party websites or services
10. No Attorney-Client or Medical Relationship
Communications through this website do not create a legal, medical, or fiduciary relationship. Insurance recommendations are based solely upon information provided by the client and applicable insurance guidelines.
11. Electronic Communications
By voluntarily providing your contact information, you authorize Prime Time Solutions to communicate with you regarding requested insurance information and services, subject to applicable federal and state laws.
Marketing communications will only be sent where permitted and may require your prior consent.
You may opt out of future communications where applicable.
12. Changes to These Terms
Prime Time Solutions may update these Terms of Use at any time.
The revised version becomes effective upon posting.
Continued use of the website constitutes acceptance of any changes.
These Terms shall be governed by the laws of the State of North Carolina without regard to conflict-of-law principles.
13. Governing Law
Contact Information
Aaron Richard
NPN: 8599149
Cell Phone: (828)273-1805
Work Line: (828)761-7861
arnrichard1@gmail.com
Prime Time Solutions Inc.
NPN 8190536
Fairview NC, 28730